DRN for Insurance

Investigate fraud, reduce premium leakage, and streamline claims investigations with vehicle location intelligence, LPR data, and advanced analytics.

Trusted by Fortune 500 data-driven companies.

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Solutions for SIU & Claims

Accelerate investigations, uncover fraud, and strengthen claims decisions with vehicle intelligence built for insurance investigations.

Accelerate Stolen Vehicle Claims

Improve stolen vehicle claim outcomes with vehicle location intelligence, coordinated response tools, and automated alert management built for insurance carriers.

  • Identify stolen vehicles sooner with LPR matching and alerts that help support faster investigations and claim resolution.
  • Improve recovery rates with geo-fenced alert delivery and field personnel targeting based on insurer-defined coverage areas.
  • Enhance operational reliability with tools to manage hotlists, resend alerts, and track key recovery metrics.
  • Protect sensitive data with secure architecture built for compliance, auditability, and enterprise-grade access control.
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Turn Incomplete Data Into Actionable Leads

Partial Plate Search helps insurers investigate theft and fraud even when only part of a license plate is available.

  • Investigate claims faster by searching with as few as four known plate characters, with no state required.
  • Strengthen fraud investigations by identifying vehicles associated with relevant claims and prior activity, even with partial plate information.
  • Improve recovery outcomes by identifying vehicles potentially linked to theft, hit-and-runs, or suspicious claims.
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Locate Vehicles with Greater Precision

Vehicle Sighting Search helps insurers investigate claims and evaluate vehicle location activity using vehicle intellignece.

  • Strengthen fraud investigations by reviewing vehicle location insights to identify activity relevant to a claim.
  • Streamline claims investigations with actionable vehicle intelligence that support faster validation and reporting.
  • Ensure compliance and halt misuse by verifying reported usage accuracy under insurance policies.
  • Investigate with greater context using vehicle location insights to support informed claims decisions.
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Detect Individual & Collusive Fraud

Address Analysis helps insurers investigate fraud using vehicle intelligence. Link Explorer adds context by helping investigators identify relationships across vehicle locations.

  • Identify garaging discrepancies by comparing reported policy information with available vehicle location insights to support accurate policy pricing.
  • Identify unauthorized commercial vehicle use with photographic evidence from Address Analysis to help prevent premium leakage.
  • Uncover potential connections between vehicles with Link Explorer to support investigations into complex or collusive fraud.
  • Review historical vehicle images to identify prior vehicle damage and help validate claims.
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Identify Risk Earlier

Get timely alerts when monitored vehicles are identified, helping insurers respond to potential risk, support underwriting decisions, and strengthen fraud investigations.

  • Receive timely alerts when monitored vehicles are identified through new vehicle location records.
  • Support underwriting decisions by monitoring vehicles associated with potential risk or claims concerns.
  • Strengthen investigations with alerts that provide timely vehicle location information for claims and fraud reviews.
  • Stay informed as new information becomes available on vehicles relevant to your investigation.
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Verify Claims and Detect Fraud with Picture Proof

Picture Proof provides a comprehensive vehicle imaging solution that verifies or disproves claims by examining historical damage or unauthorized usage.

  • Ensure comprehensive verification with privacy-protected, high-res images that serve as evidence of a vehicle’s history.
  • Assess damage legitimacy by comparing pre-and post-claim images for accurate vehicle damage evaluation.
  • Enhance fraud detection by quickly flagging claim inconsistencies with photos of a vehicle’s condition and location.
  • Verify policy accuracy and fair premiums for commercial vehicle usage by assessing the purpose through vehicle images.
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Solutions for Underwriting

Improve underwriting decisions with vehicle intelligence that helps identify garaging patterns, commercial vehicle usage, and location-based risk.

Commercial Vehicle Fraud Detection

Improve underwriting decisions with vehicle location intelligence that helps insurers identify garaging patterns, commercial vehicle use, and location-based risk.

  • Use CV Detect to identify potential commercial vehicle use during underwriting and support more accurate risk assessment.
  • Use VIN numbers to uncover vehicles used for commercial purposes, preventing on average $1000 annual leakage per policy.
  • Review vehicle images for indicators of commercial use, including signage, toolboxes, ladder racks, and trailers.
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Uncover and Combat Garaging Fraud

Validate addresses, plug leaks at the point of sale, and enhance renewal accuracy with our sophisticated insights.

  • Plug leaks at the point of sale by validating underwriting info to detect garaging fraud and ensure accurate policies.
  • Accurately update renewals by checking garaging locations with Garage Aware to estimate fraud and adjust policies.
  • Improve loss ratios by identifying location inconsistencies to reduce losses and process claims efficiently.
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Easily Detect Radius Class Fraud

Radius Response detects if a vehicle is operating outside its designated radius using license plate data. This improves quote accuracy, optimizes policy renewals, and manages risky accounts.

  • Generate accurate quotes by identifying low-risk accounts for closure and properly valuing high-risk accounts.
  • Inform policy renewals, comparing vehicle sightings to address radius centers to assess and optimize renewal decisions.
  • Better manage risky accounts by identifying those that misrepresent to lower their premiums and prevent further losses.
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Nationwide Coverage. Proven Results.

1,000+

Customers

300+

U.S. Markets

$46+ Billion

Value of Assets Recovered

4.6+ Million

Vehicles Recovered

LPR Data Analytics Platform

Purpose-built for insurers, DRNsights transforms vehicle location data into actionable vehicle intelligence. The platform provides location insights to help validate garaging, usage, and vehicle location data. Insurers can identify potential fraud, resolve claims faster, and improve underwriting accuracy.

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