DRN for Lenders
Improve recovery operations and recover vehicles faster with with vehicle intelligence and analytics built for auto lenders, banks, and credit unions.
Trusted by data-driven financial leaders.
Today's Lending Reality
Auto lenders are facing rising portfolio risk, shrinking recovery margins, and increasing operational complexity. Delayed recoveries, limited collateral visibility, and disconnected workflows make it harder than ever to protect asset value.
$1.6T
Outstanding auto debt driven by elevated vehicle prices and extended terms
~30%
Below-prime borrowers representing higher-risk portfolio exposure
3.4M
Projected annual repossessions requiring faster, earlier intervention
~15%
Used vehicle depreciation reducing collateral values and compressing margins.
One Platform. Smarter Recovery Decisions.
Support recovery operations, detect potential fraud, and accelerate vehicle recoveries with vehicle intelligence
Increase recoveries & reduce charge-offs
Turn static account data into recovery intelligence. DRN’s Vehicle Search gives lenders instant visibility into asset locations, helping reduce charge-offs and maximize recoveries.
- Upload accounts to receive vehicle alerts and support recovery workflows.
- Assign recovery tasks with a few clicks and monitor progress live.
- Increase recovery rates by up to 35% while reducing operational costs.
Real-Time Asset Status Alerts
Get alerted instantly on assets that are impounded, salvaged, stolen or exported, helping you proactively mitigate losses.
- Receive early alerts for accidents, thefts, or salvaged vehicles, enabling swift action for accurate insurance payouts.
- Get notified when an asset has been impounded so you can act quickly to secure it before accruing hefty impound fees.
- Detect and recover salvaged vehicles at risk of fraudulent export before they’re illegally shipped out of the US.
Identify Recovery Opportunities
Identify vehicle related irregularities early, reduce losses, and support more efficient recovery operations.
- Use vehicle location data to build risk models and assess portfolio collectability with greater accuracy.
- Verify addresses and locate vehicles to improve portfolio insights.
- Leverage vehicle intelligence data to evaluate risk and make informed lending decisions.
Quick contact for faster debt collection
When it comes to loan delinquency and loss rates, time is of the essence. Vehicle location intelligence helps recovery teams locate vehicles and accelerate recovery operations.
- Access vehicle location data from DRN, along with third-party public records.
- Leverage powerful analytics and insights to streamline recovery workflows using comprehensive vehicle profiles and location intelligence.
- Monitor performance and optimize processes with intuitive dashboards, charts, and reports.
Protect Servicemembers and Your Brand
Protect your business from penalties by complying with the Servicemembers Civil Relief Act (SCRA) and utilizing Active Duty Alerts to prevent wrongful repossessions and collections.
- Comply with SCRA using Active Duty Alerts to prevent wrongful repossessions and protect your business from penalties.
- Upload accounts for continuous Active Duty Alerts and easy SCRA status checks at any time.
- Integrate Active Duty Alerts into your system to streamline loan management and improve efficiency.
Nationwide Coverage. Proven Results.
1,000+
Customers
300+
U.S. Markets
$46+ Billion
Value of Assets Recovered
4.6+ Million
Vehicles Recovered
From Delinquency to Recovery
DRN helps lenders move from risk identification to recovery with connected vehicle intelligence.
Monitor
Review vehicle intelligence and identify meaningful changes in collateral behavior.
Prioritize
Focus collections and recovery efforts on the accounts presenting the highest financial risk.
Recover
Provide recovery teams with actionable vehicle intelligence to locate and recover collateral faster.
Resolve
Reduce recovery timelines, protect collateral value, and improve portfolio recovery outcomes.
DRNsights Platform
LPR Data Analytics Platform
DRNsights brings together vehicle location intelligence, alerts, and workflow tools in a single platform, helping lenders prioritize accounts, locate vehicles, and accelerate recovery with greater speed and confidence.
