DRN for Insurance
Investigate fraud, reduce premium leakage, and streamline claims investigations with vehicle location intelligence, LPR data, and advanced analytics.
Trusted by Fortune 500 data-driven companies.
Solutions for SIU & Claims
Accelerate investigations, uncover fraud, and strengthen claims decisions with vehicle intelligence built for insurance investigations.
Accelerate Stolen Vehicle Claims
Improve stolen vehicle claim outcomes with real-time vehicle location alerts, coordinated response tools, and automated alert management built for insurance carriers.
- Identify stolen vehicles sooner with LPR matching and alerts that help support faster investigations and claim resolution.
- Improve recovery rates with geo-fenced alert delivery and field personnel targeting based on insurer-defined coverage areas.
- Enhance operational reliability with tools to manage hotlists, resend alerts, and track key recovery metrics.
- Protect sensitive data with secure architecture built for compliance, auditability, and enterprise-grade access control.
Turn Incomplete Data Into Actionable Leads
Partial Plate Search helps insurers investigate theft and fraud even when only part of a license plate is available.
- Investigate claims faster by searching with as few as four known plate characters, with no state required.
- Strengthen fraud investigations by identifying vehicles associated with relevant claims and prior activity, even with partial plate information.
- Improve recovery outcomes by identifying vehicles potentially linked to theft, hit-and-runs, or suspicious claims.
Locate Vehicles with Greater Precision
Vehicle Sighting Search helps insurers investigate claims and verify vehicle activity using vehicle location data and map-based search tools.
- Strengthen fraud investigations by reviewing vehicle location data to identify activity relevant to a claim.
- Streamline claims investigations with map-based vehicle location insights that support faster validation and reporting.
- Ensure compliance and halt misuse by verifying reported usage accuracy under insurance policies.
- Investigate with greater context using vehicle location data to support informed claims decisions.
Detect Individual & Collusive Fraud
Address Analysis helps insurers investigate fraud using vehicle location data, historical imagery, and time- and location-based evidence. Link Explorer goes further by uncovering connections and patterns across vehicles to support complex investigations.
- Identify garaging discrepancies by comparing reported policy addresses with vehicle location data to support accurate policy pricing.
- Identify unauthorized commercial vehicle use with photographic evidence from Address Analysis to help prevent premium leakage.
- Uncover potential connections between vehicles with Link Explorer to support investigations into complex or collusive fraud.
- Review historical vehicle images to identify prior vehicle damage and help validate claims.
Identify Risk Earlier
Get timely alerts when monitored vehicles are identified, helping insurers respond to potential risk, support underwriting decisions, and strengthen fraud investigations.
- Receive timely alerts when monitored vehicles are identified through new vehicle location records.
- Support underwriting decisions by monitoring vehicles associated with potential risk or claims concerns.
- Strengthen investigations with alerts that provide timely vehicle location information for claims and fraud reviews.
- Stay informed as new information becomes available on vehicles relevant to your investigation.
Verify Claims and Detect Fraud with Picture Proof
Picture Proof provides a comprehensive vehicle imaging solution that verifies or disproves claims by examining historical damage or unauthorized usage.
- Ensure comprehensive verification with privacy-protected, high-res images that serve as evidence of a vehicle’s history.
- Assess damage legitimacy by comparing pre-and post-claim images for accurate vehicle damage evaluation.
- Enhance fraud detection by quickly flagging claim inconsistencies with photos of a vehicle’s condition and location.
- Verify policy accuracy and fair premiums for commercial vehicle usage by assessing the purpose through vehicle images.
Solutions for Underwriting
Improve underwriting decisions with vehicle intelligence that helps identify garaging patterns, commercial vehicle usage, and location-based risk.
Commercial Vehicle Fraud Detection
Improve underwriting decisions with vehicle location intelligence that helps insurers identify garaging patterns, commercial vehicle use, and location-based risk.
- Use CV Detect to identify potential commercial vehicle use during underwriting and support more accurate risk assessment.
- Use VIN numbers to uncover vehicles used for commercial purposes, preventing on average $1000 annual leakage per policy.
- Review vehicle images for indicators of commercial use, including signage, toolboxes, ladder racks, and trailers.
Uncover and Combat Garaging Fraud
Validate addresses, plug leaks at the point of sale, and enhance renewal accuracy with our sophisticated insights.
- Plug leaks at the point of sale by validating underwriting info to detect garaging fraud and ensure accurate policies.
- Accurately update renewals by checking garaging locations with Garage Aware to estimate fraud and adjust policies.
- Improve loss ratios by identifying location inconsistencies to reduce losses and process claims efficiently.
Easily Detect Radius Class Fraud
Radius Response detects if a vehicle is operating outside its designated radius using license plate data. This improves quote accuracy, optimizes policy renewals, and manages risky accounts.
- Generate accurate quotes by identifying low-risk accounts for closure and properly valuing high-risk accounts.
- Inform policy renewals, comparing vehicle sightings to address radius centers to assess and optimize renewal decisions.
- Better manage risky accounts by identifying those that misrepresent to lower their premiums and prevent further losses.
Leading LPR Data Nationwide
500+ Million
Plates Scanned Monthly
300+
U.S. Markets
$46+ Billion
Value of Assets Recovered
4.6+ Million
Vehicles Recovered
Knowledge Library
| Title | Summary | Learn More | hf:doc_categories | hf:doc_tags | hf:file_type |
|---|---|---|---|---|---|
| DRNsights for Insurance – Platform Overview | DRNsights delivers 500M+ monthly LPR scans to help insurers fight fraud and reduce risk. Gain vehicle intelligence to improve underwriting and speed claims. | insurance | brochure | ||
| Add-on: Stolen Vehicle Response | Speed theft investigations with real-time LPR alerts, geo-fencing, and recovery tracking to boost recovery rates and reduce claim cycle times. | insurance | feature-sheet | ||
| Add-on: Partial Plate Search | Turn incomplete plate data into actionable leads with fuzzy matching and nationwide coverage to resolve theft, fraud, and hit-and-run cases.
| insurance | feature-sheet | ||
| Feature: Address Analysis & Link Explorer | Detect fraud with precision by verifying garaging locations, uncovering pre-existing damage, and exposing collusive fraud rings. | insurance | feature-sheet | ||
| Add-on: Commercial Vehicle Detect | Uncover unauthorized commercial use in personal policies with LPR image evidence to stop fraud and protect combined ratios. | insurance | feature-sheet | ||
| Feature: Monitoring | Stay ahead of fraud by monitoring vehicles of interest and receiving immediate alerts on new sightings. | insurance | feature-sheet | ||
| Feature: Vehicle Sighting Search | Map vehicle movements using the nation’s largest LPR database to verify claims, spot suspicious patterns, and enforce policy compliance. | insurance | feature-sheet | ||
| Feature: Picture Proof | Fight fraudulent claims with photo evidence by verifying damage, assessing prior conditions, and confirming usage with millions of monthly LPR images.
| insurance | feature-sheet | ||
| Add-on: Radius Response | Ensure accurate commercial policy ratings by detecting vehicles regularly outside their assigned radius. | insurance | feature-sheet | ||
| Add-on: Garage Aware | Detect garaging fraud at point of sale or renewal by validating customer addresses against DRN’s unique vehicle location data. | insurance | feature-sheet |
LPR Data Analytics Platform
Purpose-built for insurers, DRNsights turns nationwide license plate recognition (LPR) data into vehicle intelligence. The platform provides map-based vehicle location insights, delivers real-time alerts, and helps validate garaging, usage, and location data. Carriers can reduce fraud, resolve claims faster, and improve underwriting accuracy.
