In today’s market, the recovery gap is where revenue goes to die. With vehicle assets moving across state lines in hours and delinquencies hitting historic peaks, lenders can no longer afford to rely on 60-day-old credit headers and manual assignments.
The Solution: A Unified Front
For the first time, three industry leaders, DRN, MVTRAC, and SCM, have combined their solutions to form a Connected Intelligence Ecosystem. It’s a single, frictionless path from delinquency to recovery. We recently helped a lender integrate this ecosystem, resulting in a $795,015 two-month recovery value and a 960% ROI.
DRN: The Intelligence Core
Real-Time Vehicle Location Intelligence
Skip Trace: Reach the right borrower faster by combining LPR data with public records.
Risk Scoring: Detect risk earlier using real-world vehicle activity and behavioral signals.
Vehicle Search: Locate vehicles in real time to prioritize recoverable assets and reduce losses.
Alerts: Act immediately on impounds, theft, total loss, and export activity.
MVTRAC: The Recovery Engine
Execution at Speed, Built for Automated Recovery
MVTRAC operationalizes LPR intelligence by automating repossession workflows, enabling faster, compliant, and higher-yield recoveries.
Nationwide Reach: More than 600 affiliates across 300+ markets providing 24/7 coverage.
Smart Assignments: Route orders using real-time intelligence to improve recovery rates.
Automated Workflows: Verify status in real time to reduce delays and prevent errors.
Compliance: Ensure compliant recoveries through vetted agents and standardized processes.
SCM: The Deep Skip Specialist
Solving the Most Complex Recovery Cases
Expert-Led Investigations: 150+ skip investigators who go beyond databases to find hidden assets.
White-Glove Recovery: Specialized for high-value units and complex jurisdictions.
Deep Skip Tactics: Recover 200+ day past-due accounts using proprietary methods.
Fraud & Compliance Controls: SCRA, Bankruptcy, FDCPA, and Reg F checks built in.
Why It Matters for Lenders
Traditional recovery is siloed. By the time a lender gets a location hit, the asset is often gone. The Connected Intelligence Ecosystem eliminates this lag. It replaces disconnected reporting with a single, unified view of the recovery lifecycle.
From the first missed payment to the final recovery of a complex skip, the ecosystem provides the speed and visibility required to protect your portfolio in a volatile market.