DRN for Lenders
Monitor collateral, improve collections, and recover vehicles faster with nationwide vehicle intelligence and analytics built for auto lenders, banks, and credit unions.
Trusted by data-driven financial leaders
Today's Lending Reality
Auto lenders are facing rising portfolio risk, shrinking recovery margins, and increasing operational complexity. Delayed recoveries, limited collateral visibility, and disconnected workflows make it harder than ever to protect asset value.
$1.6T
Outstanding auto debt driven by elevated vehicle prices and extended terms
~30%
Below-prime borrowers representing higher-risk portfolio exposure
3.4M
Projected annual repossessions requiring faster, earlier intervention
~15%
Used vehicle depreciation reducing collateral values and compressing margins.
One Platform. Smarter Lending Decisions.
Improve collections, detect fraud, and support faster recoveries with nationwide vehicle intelligence and analytics.
Increase recoveries & reduce charge-offs
Turn static account data into real-time recovery intelligence. DRN’s Vehicle Search gives lenders instant visibility into asset locations, helping reduce charge-offs and maximize recoveries.
- Upload accounts for real-time address validation and instant vehicle alerts.
- Assign recovery tasks with a few clicks and monitor progress live.
- Increase recovery rates by up to 35% while reducing operational costs.
Real-Time Asset Status Alerts
Get alerted instantly on assets that are impounded, salvaged, stolen or exported, helping you proactively mitigate losses.
- Receive early alerts for accidents, thefts, or salvaged vehicles, enabling swift action for accurate insurance payouts.
- Get notified when an asset has been impounded so you can act quickly to secure it before accruing hefty impound fees.
- Detect and recover salvaged vehicles at risk of fraudulent export before they’re illegally shipped out of the US.
Make Smarter Risk Decisions
Identify loan irregularities early, reduce losses, strengthen customer relationships, and enhance loan approvals with strategic risk management.
- Use vehicle location data to build risk models and assess portfolio collectability with greater accuracy.
- Verify addresses and locate vehicles with real-time data to improve portfolio insights and find the right contacts.
- Leverage real-time LPR data to evaluate risk, contact the right party, and make informed lending decisions.
Quick contact for faster debt collection
When it comes to loan delinquency and loss rates, time is of the essence. Skip Trace allows you to locate debtors and recover loans or vehicles quickly.
- Access real-time vehicle location data from DRN, along with third-party public records.
- Leverage powerful analytics and insights to streamline contact with individuals linked to loan accounts, using enriched vehicle profiles and location intelligence.
- Monitor performance and optimize workflows with intuitive dashboards, charts, and reports.
Protect Servicemembers and Your Brand
Protect your business from penalties by complying with the Servicemembers Civil Relief Act (SCRA) and utilizing Active Duty Alerts to prevent wrongful repossessions and collections.
- Comply with SCRA using Active Duty Alerts to prevent wrongful repossessions and protect your business from penalties.
- Upload accounts for continuous Active Duty Alerts and easy SCRA status checks at any time.
- Integrate Active Duty Alerts into your system to streamline loan management and improve efficiency.
Leading LPR Data Nationwide
500+ Million
Plates Scanned Monthly
300+
U.S. Markets
$28+ Billion
Value of Assets Recovered
2.8+ Million
Vehicles Recovered
From Delinquency to Recovery
DRN helps lenders move from risk identification to recovery with connected vehicle intelligence.
Monitor
Review vehicle activity and identify meaningful changes in collateral behavior..
Prioritize
Focus collections and recovery efforts on the accounts presenting the highest financial risk.
Recover
Provide recovery teams with actionable vehicle intelligence to locate and recover collateral faster.
Resolve
Reduce recovery timelines, protect collateral value, and improve portfolio recovery outcomes.
DRNsights Platform
LPR Data Analytics Platform
DRNsights brings together vehicle sightings, location intelligence, alerts, and workflow tools in a single platform, helping organizations investigate, prioritize, and act with greater speed and confidence.
Knowledge Library
| Title | Summary | File Type | Learn More | hf:doc_categories | hf:doc_tags | hf:file_type |
|---|---|---|---|---|---|---|
| LPR Data Analytics for Lending | Learn more about how DRNsights for Lending helps you manage risk, streamline collections, and recover more vehicles using advanced LPR data and analytics. Discover smarter insights that drive faster, more confident lending decisions. | collections lending | sell-sheet | |||
| MVR Vehicle Recovery Solution for Lenders & Credit Unions | The MVR solution helps lenders and credit unions minimize losses from delayed vehicle recovery by integrating impound alerts, appraisals, and recovery services into a single streamlined platform. With real-time digital notifications, administrative support, verified impound data, and nationwide 24/7 recovery coverage, MVR reduces costs, accelerates asset retrieval, and ensures compliance | collections lending | brochure | |||
| Climb Credit Union Case Study – Asset Recovery Success | See how Climb Credit Union turned charge-offs into strategic wins using DRN’s asset recovery platform, recovering vehicles faster, cutting losses, and boosting ROI. | collections lending | case-study | |||
| Active Duty Alerts Feature Sheet | See how DRNsights Active Duty Alerts help lenders stay SCRA compliant, avoid wrongful repossession, and protect service members and brand reputation. | collections lending | feature-sheet | |||
| Loss Alerts Feature Sheet | See how DRNsights Loss Alerts provide real-time notifications on impounds, accidents, theft, or export to cut fees and protect assets. | collections lending | feature-sheet | |||
| Risk Scoring Feature Sheet | Discover how DRNsights Risk Scoring uses vehicle location data to flag risks early, strengthen models, and improve portfolio collectability. | collections lending | feature-sheet | |||
| Vehicle Search Feature Sheet | Learn how DRNsights Vehicle Search uses billions of plate detections and analytics to help recover vehicles faster with accurate, real-time data. | collections lending | feature-sheet |