Carriers turn to pictures for proof of commercial use and pre-existing damage fraud   What is the most irrefutable proof that someone is using a personal vehicle for commercial purposes, or that a vehicle had pre-existing damage prior to the claim? In these cases, the “eyes” have it – pictures provide

DRN guarantees to find at least 4% commercial use of at-risk personal auto policies FORT WORTH, TX 04/13/2017 – In response to the industry’s issues in the personal lines auto market, DRN’s Picture Proof provides a quick, substantial and positive impact on the combined ratios of a carrier’s auto book.

Studies show high rates of commercial use before it gets to claims. What does it cost carriers to wait? Carriers invest millions in claims technology and processes, so it’s easy to understand why they have so much faith in claims. Here’s where that becomes a problem when carriers believe claims

Add vehicle sighting data to insurance carrier predictive analytic models; you’ll be surprised at what you find out. There is no debating the value of insurance carrier predictive analytics. Property and casualty insurers report that models built from predictive analytics help them to improve business performance. And like any business

Hint: Our pictures show it’s higher than you think – find fraud, stop fraud. Approximately 20% of all registered personal autos are pickup trucks. So not including the old Econoline vans, new Sprinters, and other types of at-risk vehicles, you know on average that at least 20% of your book

Commercial auto carriers look beyond differentiating to compete including vehicle location data to detect fraud at quote.  Once again the commercial auto lines industry is experiencing rising losses. Once again the solution to bad results is to raise everyone’s rates to make up for the losses. Once again good risks